IndusInd Bank charts three year recovery plan after derivatives losses. CEO Rajiv Anand announced the bank aims to grow assets and liabilities in line with the banking industry during FY27, then gain market share starting FY28. The lender experienced loan and deposit de-growth in Q3 FY26 as management restructured its leadership team across assurance and business divisions following material losses from discrepancies in its derivatives portfolio last year. The bank is refocusing on core lending segments including vehicle finance at one lakh crore, corporate loans at 1.3 lakh crore, and microfinance at twenty thousand crore. Management plans to expand SME loans and secured retail advances in gold loans and affordable housing. The strategic overhaul signals IndusInd's commitment to operational stability and market share recovery over the next three years.
