Irish payment trends reveal significant digital shift: Contactless payments surge 6.8% in 2025, reaching 1.6 billion transactions worth over €30 billion. ATM cash withdrawals declined 7.1% to 82.2 million, with total withdrawal value dropping 4.2% to €12.2 billion. Mobile wallets now dominate, representing 62.4% of contactless payments. Notably, consumers made 298 contactless payments per person in 2025, with 159 through smartphone platforms. The data highlights a clear consumer preference for digital payment methods, driven by convenience and security. Despite declining cash usage, new legislation ensures ATM accessibility within 10km of most homes and businesses, maintaining cash infrastructure while digital payments continue to evolve rapidly.
