Government maintains SCSS interest rate at 8.2% for April-June 2026. The Finance Ministry has decided not to revise interest rates for small savings schemes in the April-June quarter, keeping the Senior Citizen Savings Scheme rate stable at 8.2% per annum. This continuation provides predictable returns for senior citizens relying on post-retirement income. The scheme requires a minimum investment of Rs 1,000 with a maximum limit of Rs 30 lakh per individual. Eligible investors must be aged 60 and above and provide Aadhaar for KYC compliance. Accounts mature after five years and can be extended in three-year blocks. Any excess deposits beyond the limit are refunded with interest at the post office savings account rate, ensuring investor protection and regulatory compliance.
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